Truth in Financial Planning

Honor the Lord with your wealth, with the first fruits of all your crops; then your barns will be overflowing and your vats will brim over with new wine.
Proverbs 3:9-10

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Refugio Kalman

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Phase 1: Foundation

Is Having Debt Really a Sin?
GAP: An Easy-To-Follow Money Management Strategy
Why You Should Pay Off Debt Before Investing in Stocks
How Power Dollars Can Improve Your Financial Plan
Should You Really Tithe During Hardships?

Phase 2: Accumulating Wealth

Is Having Debt Really a Sin?
Should You Give Your Advisor Authority to Trade on Your Behalf?
How to Keep Calm During a Stock Market Drop
How to Purchase a Home Without the Mistakes
The Benefits of Homeownership vs. Renting

Phase 3: Strategic Income

Should You Give Your Advisor Authority to Trade on Your Behalf?
How to Maximize Your Social Security Payments

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