Truth in Financial Planning

Honor the Lord with your wealth, with the first fruits of all your crops; then your barns will be overflowing and your vats will brim over with new wine.
Proverbs 3:9-10
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Claudio Eldershaw
Deandre Costello
Trey Mcclanahan

League Of Legends: The 15 Most Banned Champions Ever (According To OP.gg)

 

 

Since his debut in 2012, Jayce has been troublesome to deal with at top lane , and it all stems from his ability to swap between a melee and ranged form. When pressing R Jayce's Mercury Hammer transforms into the Mercury Canon, and with the right items, he can take off half of an opponent's health with one s

 

 

 

Players will recognize both components of Yone's passive, as they can be seen in practice with Sett and Yasuo. Sett shares the capability to deal increased damage on every second hit of his auto attacks, and Yasuo also has doubled crit-chance. This should make Yone's hybrid passive feel very familiar to players who have frequented both of his predecess

 

 

 

Bardle Royale (Paranoia): It's a bardle royale, but everyone has the nearsighted debuff and can only see what's close by. Champions with AOE skillshots like Brand and Vel'Koz can fire away until enemies inevitably get chunked or kil

 

 

 

Cho'Gath made his Summoner's Rift debut back in 2008, and the Terror of the Void has since received two Legendary skins-even though Gentleman Cho'Gath feels more like a simple re-skin, but at least his Battlecast skin comes with its own effects and animati

 

 

 

Updated on July 10, 2023, by Stephen LaGioia: As both segments of gaming have rapidly risen in popularity lately, it's no surprise that various free-to-play Battle Royale titles have hit the gaming scene. Still, there are plenty of free gaming experiences that don't demand one-and-done showdowns against a massive pool of online combatants. With many notable ones released recently (and at least one changing its payment model), it seemed time to revisit this list highlighting more of the best free non-BR games. It should be noted that while there may be a bit of overlap, and a few titles featured do (or have had) BR options — yet the core experience is non

 

 

 

Valorant is the result of Overwatch, CS:GO, and Rainbow Six all wrapped up into an epic and appealing package. The game takes some of the most beloved gameplay elements of popular paid games, mixes them up, adds its own unique touch, and then releases it for free. Valorant can't decide if it wants to be a tactical military shooter or a fantasy-based FPS. But somehow, it was able to throw them in a blender and make them taste g

 

 

 

Despite launching back in 2009, Riot Games' ground-breaking MOBA has remained a force in the gaming scene, particularly for online skirmishes and esports. In League of Legends , players clash in fun PvP fights with four other companions amidst fantasy backdr

 

 

 

Bardle Royale (Classic): The 2 teams fight for survival as a battle royale circle slowly gets smaller on the map. Anyone outside the circle almost instantly gets burned to death, so champions with knockbacks like Poppy can quickly eject enemies for a

 

 

 

King of the Hill: An area on the map becomes marked and teams have to stay there long enough to win. Because of that condition, any champions with circular AOE or extreme damage within an area like Illaoi can swiftly kill a team just standing st

 

 

 

Given its origins as a Warcraft 3 mod known as Defense of the Ancients , players might not be surprised at the game's similar vibe and mechanics to the hit Blizzard RTS. But like League of Legends , the focus is a select group of 'Heroes' — each equipped with distinct powers and playstyles — rather than a whole army or fortress to build

 

 

 

The fantasy RPG epic The Witcher 3 is brimming with things to do, places to explore, and foes to slay. Among this journey is a fan-favorite card game that many agree was deep and enjoyable enough to stand as its own game. CD Projekt Red seems to concur, as they've since released this digital card game standalone in 2

 

 

 

Team Fortress nickelodeon All-star brawl 2 wasn't initially a free-to-play game but in 2011, it went free forever. This spiked up its community with players and strengthened it too. The game is a class-based casual/competitive shooter that explores the variability of nine different classes and gives them vastly different abilities and personalit

 

 

 

The ascent up the mountain continues in "Mountain Sojourners." The group of three are still making their way up the mountain where things only get more perilous. The card art for "Fused Firebrand" shows a giant metallic dragon attacking two travelers in the snow, Emir and Tyari, with Halley nowhere to be seen. It can be inferred that the Halley fell off the side of the mountain in Mountain Sojourners. The Mentor’s prediction about Halley and Emir failing to make it to the peak turned out to be t

 

 

 

Legends of Runeterra, Riot Game's digital card game based in the world of League of Legend s, released its latest update on October 15, introducing 40 new collectible cards, including 3 champions, as well as a variety of new features and content across the game. The new cards come with a wide array of interesting characters and beautiful art to ma

 

 

 

The next time players see the group of travelers is in "Mountain Scryer," where only three of the travelers are present. This is reinforced in "Tyari the Traveler," where once again there are only three travelers present, as Tyari is seen opening a portal. After a brief stop and a lesson from the "Mentor of the Stones," voice line interactions between the Mentor and other cards reveal that the Mentor doesn’t see a future for the climbers Emir and Hal (image: https://www.istockphoto.com/photos/class=)

 

Lorrine Manjarrez
Bernardo Wilfong
Teresa Kowalski
Katja Bader
Williams Costantino

Low Impact Cardio Workout Routine for Seniors: A Comprehensive Guide

 

 

As we age, maintaining an active lifestyle becomes increasingly important for our overall health and well-being. Regular physical activity can help prevent chronic diseases, improve balance and coordination, enhance mental health, and increase longevity. For seniors, engaging in low impact cardio workouts is an excellent way to stay active without putting undue stress on the joints. This report provides a detailed guide on low impact cardio routines tailored specifically for seniors, highlighting their benefits, considerations, and sample exercises.

 

 

 

Benefits of Low Impact Cardio Workouts for Seniors

 

 

 

Low impact cardio exercises are designed to raise the heart rate while minimizing the strain on the body. These workouts are particularly beneficial for seniors due to several reasons:

 

 

 

Joint Protection: As we age, our joints become more susceptible to wear and tear. Low impact exercises minimize the risk of injury by reducing the stress placed on the joints, making them ideal for individuals with arthritis or joint pain.

 

 

Improved Cardiovascular Health: Regular cardio exercise strengthens the heart and improves circulation, reducing the risk of heart disease, hypertension, and stroke.

 

 

Enhanced Mobility and Flexibility: Engaging in low impact cardio can help maintain and even improve mobility and flexibility, which are crucial for daily activities and reducing fall risks.

 

 

Weight Management: These exercises can aid in maintaining a healthy weight by burning calories and boosting metabolism.

 

 

Mental Health Benefits: Physical activity, including low impact cardio, has been shown to improve mood, reduce anxiety, and combat depression.

 

 

Considerations for Seniors

 

 

 

Before beginning any new exercise routine, seniors should consider the following:

 

 

 

Consultation with Healthcare Providers: It is advisable to consult with a healthcare provider before starting a new exercise regimen, especially for those with pre-existing health conditions.

 

 

Personal Limitations: Recognize and respect personal physical limitations. Start slowly and gradually increase intensity and duration as fitness improves.

 

 

Proper Warm-Up and Cool-Down: Always begin with a warm-up to prepare the body and reduce injury risk. Similarly, cooling down after exercise helps to gradually lower heart rate and prevent stiffness.

 

 

Hydration and Nutrition: Staying hydrated and maintaining a balanced diet are crucial to support physical activity and recovery.

 

 

Sample Low Impact Cardio Exercises

 

 

 

Below are some low impact cardio exercises that are suitable for seniors. These exercises can be performed individually or combined into a routine, depending on personal preference and fitness levels.

 

 

(image: https://www.2mecs.de/wp/wp-content/uploads/2011/12/ContinentalOpera_a.jpg)

 

1. Walking

 

 

 

Walking is one of the simplest and most effective forms of low impact cardio exercise. It can be done indoors or outdoors and requires no special equipment. Aim for at least 30 minutes a day, five days a week. Indoor infrared sauna for apartments added intensity, consider walking on varied terrain or incorporating light hand weights.

 

 

 

2. Cycling

 

 

 

Cycling, particularly on a stationary bike, provides an excellent cardio workout while being gentle on the joints. It helps improve cardiovascular fitness and leg strength. Seniors can adjust the resistance level to suit their fitness level and gradually increase intensity over time.

 

 

(image: https://www.homemade-circuits.com/wp-content/uploads/2018/04/PIR-GIF.gif)

 

3. Swimming

 

 

 

Swimming and water aerobics are excellent low impact exercises that provide resistance training and cardiovascular benefits. The buoyancy of water reduces joint strain, making it ideal for those with arthritis or joint pain.

 

 

 

4. Dancing

 

 

 

Dancing is a fun way to get moving and improve cardiovascular health. Seniors can join dance classes tailored to their age group or simply dance at home to their favorite music. This activity also enhances coordination and balance.

 

 

 

5. Tai Chi

 

 

 

Tai Chi is a gentle form of martial arts that focuses on slow, controlled movements and deep breathing. It improves balance, flexibility, and mental focus, making it particularly beneficial for seniors.

 

 

 

6. Low Impact Aerobics

 

 

 

Low impact aerobics classes are specifically designed to minimize joint stress while providing a cardiovascular workout. These classes often incorporate movements such as step-touches, knee lifts, and arm circles.

 

 

 

Creating a Routine

 

 

 

When creating a low impact cardio routine, consider the following structure:

 

 

 

Warm-Up (5-10 minutes): Begin with gentle movements such as marching in place or arm circles to gradually increase heart rate and prepare muscles.

 

 

Cardio Workout (20-30 minutes): Choose a combination of exercises such as walking, cycling, or dancing. Aim to maintain a moderate intensity where you can talk but not sing.

 

 

Strength and Flexibility (10-15 minutes): Incorporate light strength training exercises such as chair squats or wall push-ups, followed by stretching to improve flexibility.

 

 

Cool-Down (5-10 minutes): Conclude with slower movements and deep breathing to help the body return to a resting state.

 

 

Conclusion

 

 

 

Low impact cardio workouts offer a multitude of benefits for seniors, from improving cardiovascular health to enhancing mobility and mental well-being. By choosing exercises that are gentle on the joints and tailoring routines to individual capabilities, seniors can enjoy the advantages of an active lifestyle while minimizing injury risks. As always, it is essential to listen to the body and consult with healthcare professionals when needed to ensure a safe and effective exercise regimen.

 

 

Jeffry Baylor

Zelda Characters Who Could Make A Better Protagonist Than Link

 

 

The latest ability to be revealed for Tears of the Kingdom is a mechanical, bird-like glider. This was shown for only a few seconds in the latest trailer, where Link landed on it from a skydive and gently glided over Hyrule. Unlike the other powers revealed so far, there's no evidence that this is connected to Link's new arm. It also doesn't look like it's of Sheikah make, as it's quite different from their other automatons such as the Guardians and Divine Bea

 

 

 

Another form of Princess Zelda, Sheik is a persona taken on by her during Ocarina of Time that could completely hold their own in a separate game. In fact, an allegedly canceled Sheik Legend of Zelda spin-off would have done just that, but fans will never see the completed title. Sheik only appears for short moments in Ocarina of Time that leave many fans wanting more, particularly considering the character's combative prowess and overall powerful nature, which are shown off more in Hyrule Warriors and the Super Smash Bros . ser

 

 

 

The eponymous Twilight Princess from the game of the same name would make an excellent star of a title all her own. Whether she would be in her true form or the much tinier appearance she has in most of Twilight Princess , Midna is both a powerful and entertaining character that would make for an incredibly enjoyable game experience. Midna is one of Link's best companions in Legend of Zelda 's long-running history, and has a combination of unique magic and interesting backstory that make her a perfect potential protagonist. Her fighting prowess was really showcased in Hyrule Warriors, with her control of Shadows making for engaging combat, and she could give more insight into Twili l

 

 

 

One possibility for Tears of the Kingdom 's meaning is that Zelda, the princess of Hyrule Armor Upgrade, will die. After the events of the first game, Zelda presumably is hard at work rebuilding BOTW 's ruin of Hyrule, helping the people who inhabit it as she wished to in the game's final cutscene. As such, it stands to reason that she would be beloved throughout the land. Tears of the Kingdom could refer to Hyrule mourning her after her death. Since Zelda falls into a crevice in the E3 2021 trailer and has not appeared in any footage outside the cave where she and Link find the withered mummy, this is a terrifyingly real possibil

 

 

 

If the ReDead were to appear in Tears of the Kingdom , they could be quite different from how they are in most games. They might take the form of skeletons instead of zombies, and either join the ranks of BOTW 's Stal or completely replace them. Malice animating the skeletons of dead Hylians and turning them against Link during the night sounds like a good story for them, and makes sense with the large amounts of Malice infecting Hyrule as shown in the trailers available so far. Their paralyzing ability could be more obnoxious than it was in past games, however, especially if they're alongside BOTW 's other powerful enemies and bosses , given the game's ragdoll physics and the various elemental effects enemies can

 

 

 

This ability to phase through solid matter looks like it will be very useful in Link's adventure through Hyrule. Though it doesn't seem like it will have many applications in combat, it could have a great many in traversal and puzzle solving, and can help improve BOTW 's exploration in the sequel . Link's new arm glows green while he uses this, so it would appear that this will be one of its features instead of something he has to pick up in the world like a weapon, though it may still have its limitations. Players may only be able to use it in the floating islands, for example, or only to travel vertically and not horizontally through walls. A new detail in Nintendo 's latest TOTK trailer, also hosted on YouTube, may also have shown another limitation; Link carries capsules on his waist that are lit up the same color as the green that accompanies this ability, so it's possible that they're a consumable power source that he will need in order to use

 

 

 

Another of Link's new abilities in Tears of the Kingdom is something that will allow him to return objects to a previous position. This power also comes from Link's new arm in the BOTW sequel , and has been shown twice so far. The first time was in the E3 2021 trailer, where Link used it to send a spiked ball back at some enemies, and the second was in the latest Tears of the Kingdom trailer, where he used it to ride a large rock up through the air. Both times, the world turned black-and-white, but everything continued to move around the affected object. This ability looks very similar to BOTW 's Stasis and serves a similar function, and it's possible that it's a new or advanced form of

 

 

 

If Skulltulas were to come to TOTK , they hopefully wouldn't ambush Link as they do in other games. Having a spider with a skull on its back jump out from the shadows is terrifying, and may leave players regretting their decision to explore BOTW 2 's cave areas. A good way to make Skulltulas more bearable could be for TOTK to take away their protective shell and have them act like Keese in that they can hide but reveal themselves before attacking - though hopefully they wouldn't also swarm like Keese can - and that they'd both be one-hit enemies that pose little threat. Given the floating islands, it's even possible that they would ride on Keese or be carried by them if they took this f

 

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